Beauty Balms: Glorified Tinted Moisturizers w/SPF?

Now that BB Creams are the hottest trend on the market every cosmetic company has come out with their own.  I think Garnier was one of the first to enter the American market.  I tried it, I like it, but even the fair/medium was just too dark for this light skinned girl.  That's when I began to research how this BB cream was becoming so popular and discovered its HUGE in Asia, developed by a German physician to help patients with scars and skin imperfections.  That's when I started using 2 brands from South Korea which you can see in BB Creams Part 1.

Because I cannot help myself, I purchased two more with high expectations and no results. Since my pocket book will not allow me to keep doing this and I am running out of space in my bathroom with all of my "research and development" projects I have decided not to buy any more!

Before this declaration I purchased L'Oreal BB Cream Youth Code and Maybelline BB Cream.  By reading the label it really appears to be no more than a glorified tinted moisturizer with SPF added in which does not make these products true BB creams nor are they even close.  Both went on well, but after applying a little powder it appeared cakey. I tried it w/powder and without, with primer and without, moisturize first and then didn't etc etc.

 I have been tempted to purchase Dr Jart and the like but until I get a sample that really lives up to its promises...I will not purchase any more b/c they are too expensive and the advertising is very misleading.

Neither evened out my sunspots (like the Korean BB creams do very well) and now I have two (or is it three) products I'll never use.  Although these products do seem to work very well for some women (according to the multitude of online reviews) it just doesn't work for me. What do you think about the BB Creams and what are your experiences?